Terms & Conditions

Acceptance of Terms

By accessing and using this website and our services, you agree to be bound by these Terms & Conditions. If you do not agree to these terms, please do not use our website or services.

These terms constitute a legally binding agreement between you and xotilpapuxabaexo regarding your use of our website and financial planning services.

Definitions

For the purposes of these Terms & Conditions, the following definitions apply:

• "Service": Refers to the financial planning subscription service provided by xotilpapuxabaexo, including consultations, analysis, and ongoing support.
• "Company" or "We": Refers to xotilpapuxabaexo, a company registered in England and Wales.
• "User" or "You": Refers to any individual or entity accessing or using our website or services.
• "Content": Refers to all information, materials, documents, and resources available through our website or services.

Use of Service

Your use of our website and services is subject to the following terms and restrictions.

Eligibility

You must be at least 18 years old and have the legal capacity to enter into binding agreements to use our services. Our services are intended for residents of the United Kingdom, although we may serve clients in other jurisdictions at our discretion.

Account Responsibilities

• You are responsible for maintaining the confidentiality of any account credentials or personal information
• You must provide accurate, current, and complete information when using our services
• You agree to notify us promptly of any unauthorised use of your account or information

Prohibited Uses

You agree not to use our website or services for any of the following purposes:

Intellectual Property Rights

All content, trademarks, logos, and intellectual property on our website and in our services are owned by xotilpapuxabaexo or used under appropriate license. You may not reproduce, distribute, or create derivative works without written permission.

Unauthorised use of our intellectual property may violate copyright, trademark, and other applicable laws and could result in legal action.

User-Generated Content

Any information, feedback, or content you provide through our services remains your property, but you grant us permission to use it for service delivery and improvement purposes.

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy.

Please review our Privacy Policy for detailed information about our data practices and your privacy rights.

Service Disclaimers

While we strive to provide high-quality financial planning services, certain disclaimers apply to our service delivery.

• Past performance does not guarantee future results, and individual circumstances vary significantly
• Our services are provided for informational and planning purposes and should not replace professional financial advice
• Results may vary based on market conditions, personal circumstances, and individual commitment to recommendations

Limitation of Liability

To the maximum extent permitted by law, xotilpapuxabaexo's liability to you for any damages arising from your use of our services shall be limited to the amount paid by you for services in the 12 months preceding the claim.

Indemnification

You agree to indemnify, defend, and hold harmless xotilpapuxabaexo, its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including legal fees) arising from your use of the website or violation of these terms.

Alternative Dispute Resolution

Any disputes arising from these terms or our services shall be resolved through the following mechanisms.

Termination

Either party may terminate the service relationship with appropriate notice as specified in your service agreement. We reserve the right to suspend or terminate access to our website for violations of these terms.

Upon termination, your access to our services will cease, though certain provisions of these terms may survive termination as necessary.

Governing Law

The laws of England and Wales shall apply without regard to conflict of law principles.

Changes to Terms

We may modify these Terms & Conditions from time to time. Changes will be effective when posted on our website with an updated revision date.

Continued use of our services after changes are posted constitutes acceptance of the modified terms.

Severability

If any provision of this disclaimer is found to be unenforceable or invalid under any applicable law, such unenforceability or invalidity shall not render this disclaimer unenforceable or invalid as a whole, and such provisions shall be deleted without affecting the remaining provisions.

Entire Agreement

These Terms & Conditions, together with our Privacy Policy and any service agreements, constitute the entire agreement between you and xotilpapuxabaexo regarding use of our services.

Contact Us About Cookies

If you have questions about these Terms & Conditions, please contact us using the information provided elsewhere on this website.